by Kristine McKinley | Jan 9, 2007 | Uncategorized
In the last few weeks, I’ve talked about why you should have an emergency fund, and how much you should have. Today I want to talk about where to keep your emergency fund. If you’ve followed the guidelines (3 to 6 months of living expenses, or $1,000 if...
by Kristine McKinley | Jan 6, 2007 | Taxes
A bill has been introduced into the Senate to repeal the AMT tax this week. If you’re not familiar with AMT, it is the Alternative Minimum Tax, created to keep higher income taxpayers from paying too little income tax. Unfortunately, the AMT has never been...
by Kristine McKinley | Dec 20, 2006 | Budgeting and Saving, Insurance, Personal Finance
Just ran across the article 50 Ways to Cut Health Care Costs on CNNMoney’s website. As fast as health care costs are rising, I think it’s a good idea to educate yourself about your health care costs and how to cut them. #3 Pay up front, in cash...
by Kristine McKinley | Dec 16, 2006 | Budgeting and Saving, Debt Management, Personal Finance
I noticed that a payday loan store moved into my neighborhood recently, then I looked around and realized there are several in my area. This made me wonder… how profitable are these payday loan places, that they are popping up on every street corner? I’ve...
by Kristine McKinley | Dec 15, 2006 | Personal Finance, Taxes
Uncle Sam is now going to help you pay your mortgage insurance premiums! Mortgage insurance is typically required when home buyers purchase a new home with less than 20 percent down. The newest tax legislation allows taxpayers to deduct premiums paid for...
